Get a FREE quote on a 30 year fixed rate mortgage & save thousands of dollars per year.
The traditional 30 year fixed rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, adjustable rate loans are sometimes cheaper.
We're here to make the home loan process a whole lot easier, with the tools and expertise that will help guide you along the way, starting with our FREE 30 Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you're a first time home buyer or a seasoned investor.
Here's how our home loan process works:
Qualifying for a 30 year fixed mortgage depends on factors such as your credit score, income, debt-to-income ratio, and your assets. Because a 30 year mortgage spreads your payments over a longer period, the monthly payment is typically lower than a shorter term loan, which can make it easier to qualify based on monthly income. There are also a variety of loan programs available, so your specific financial situation will determine which options may be available to you.
Mortgage rates change every day, and your rate will vary based on your credit score, loan program, and other factors. Get your FREE customized rate comparison below:
