Approval Process

Imperfect Credit

We Work With Imperfect Credit!

Since mortgage interest rates are still near historic lows, now is the opportunity to re-establish your credit profile, recover from overwhelming debt, or consolidate your high interest debt into one easy and low interest monthly payment. Residential One Lending specializes in helping homeowners repair their credit and achieve financial stability. Even if you’ve been turned down for a loan before or don’t think you can qualify, contact us and we can help!

Our professional staff works with you to achieve your goals and put you back on track. Our mortgage programs include a variety of financing options and competitive rates along with personalized service. We realize that each scenario is different and must be treated on a case by case basis. Our advisors are ready to work with you every step of the way and our business channels allow us to qualify people with different income levels, asset bases, and credit histories for various loan programs. You may be able to qualify for our loan programs even if you fall into any of the categories below:

  • Bankruptcies (Chapter 7 or 13)
  • Mortgage lates
  • Judgments
  • Tax liens
  • Charge offs
  • Collection accounts
  • Foreclosures
  • Unpaid medical bills
  • Excessive debt
  • Unstable work history
  • Turned down by a bank

Don’t wait any longer, call us now!